The Modi government has approved a new health insurance initiative under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) that provides ₹5 lakh annual coverage for all senior citizens aged 70 and above. This move, benefiting 4.5 crore families, ensures healthcare access regardless of income or socioeconomic status. The decision enhances India’s public health support for the elderly, aligning with the country’s commitment to providing inclusive healthcare.
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- Modi Cabinet approves ₹5 lakh health coverage for senior citizens aged 70 and above.
- The scheme is part of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY).
- It benefits 4.5 crore families across India.
- All senior citizens over 70, regardless of income, are eligible for the coverage.
- Existing AB PM-JAY beneficiaries will get an additional ₹5 lakh top-up for senior citizens.
- Senior citizens can either stay with their current public health insurance or opt for the new coverage.
- Ayushman Bharat is the world’s largest publicly funded health assurance scheme.
- The scheme provides ₹5 lakh per family per year for hospitalizations.
- It covers 55 crore people from 12.34 crore families across India.
- Over ₹1 lakh crore in healthcare benefits have been provided through the scheme so far.
