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data-end=\"1738\">\u09aa\u09be\u09b0\u09ab\u09b0\u09ae\u09cd\u09af\u09be\u09a8\u09cd\u09b8 \u09ac\u09bf\u09b6\u09cd\u09b2\u09c7\u09b7\u09a3\u09c7 \u09b6\u09c0\u09b0\u09cd\u09b7 \u09e8\u09e6% FoBs-\u098f\u09b0 \u0985\u09aa\u09be\u09b0\u09c7\u099f\u09bf\u0982 \u09ae\u09be\u09b0\u09cd\u099c\u09bf\u09a8 \u09ac\u09be\u0995\u09bf \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8\u09c7\u09b0 \u09a4\u09c1\u09b2\u09a8\u09be\u09af\u09bc \u09ec.\u09e9% \u09ac\u09c7\u09b6\u09bf \u099b\u09bf\u09b2<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1740\" data-end=\"2033\"><strong data-start=\"1740\" data-end=\"1842\">\u09a4\u09be\u09a6\u09c7\u09b0 \u09aa\u09cd\u09b0\u0995\u09c3\u09a4 \u09b6\u0995\u09cd\u09a4\u09bf \u09b6\u09c1\u09a7\u09c1\u09ae\u09be\u09a4\u09cd\u09b0 \u0986\u09b0\u09cd\u09a5\u09bf\u0995 \u09b8\u09be\u09ab\u09b2\u09cd\u09af\u09c7 \u09a8\u09af\u09bc, \u09ac\u09b0\u0982 \u09ac\u09cd\u09af\u09be\u09aa\u0995 \u0993 \u099f\u09c7\u0995\u09b8\u0987 \u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8\u09c7\u09b0 \u09b8\u09ae\u09cd\u09ad\u09be\u09ac\u09a8\u09be\u09df \u09a8\u09bf\u09b9\u09bf\u09a4\u0964<\/strong><br data-start=\"1842\" data-end=\"1845\" \/>\u09af\u09c7\u0996\u09be\u09a8\u09c7 \u09b8\u09cd\u099f\u09be\u09b0\u09cd\u099f\u0986\u09aa\u0997\u09c1\u09b2\u09cb \u09b8\u09cd\u09ac\u09df\u0982\u0995\u09cd\u09b0\u09bf\u09df\u09a4\u09be \u0993 \u0995\u09c7\u09a8\u09cd\u09a6\u09cd\u09b0\u09c0\u09df\u0995\u09b0\u09a3\u09c7\u09b0 \u09a6\u09bf\u0995\u09c7 \u09ae\u09a8\u09cb\u09af\u09cb\u0997 \u09a6\u09c7\u09df, \u09b8\u09c7\u0996\u09be\u09a8\u09c7 FoBs <strong data-start=\"1925\" data-end=\"1944\">\u099c\u09ae\u09bf\u09a8\u099c\u09cb\u09a1\u09bc\u09be \u09ac\u09bf\u0995\u09be\u09b6<\/strong> \u0998\u099f\u09be\u09df \u2014 \u09ac\u09bf\u09b6\u09c7\u09b7 \u0995\u09b0\u09c7 \u099f\u09bf\u09df\u09be\u09b0-\u09e8 \u0993 \u099f\u09bf\u09df\u09be\u09b0-\u09e9 \u09b6\u09b9\u09b0\u09c7, \u09af\u09c7\u0996\u09be\u09a8\u09c7 \u09aa\u09cd\u09b0\u09be\u09af\u09bc\u09b6\u0987 \u09a4\u09be\u09b0\u09be\u0987 \u098f\u0995\u09ae\u09be\u09a4\u09cd\u09b0 \u09ab\u09b0\u09ae\u09be\u09b2 \u099a\u09be\u0995\u09b0\u09bf\u09b0 \u0989\u09ce\u09b8\u0964<\/p>\n<h3 data-start=\"2040\" data-end=\"2092\">FoBs \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u09ac\u09cd\u09af\u09be\u09aa\u0995 \u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8 \u09a8\u09bf\u09b6\u09cd\u099a\u09bf\u09a4 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7<\/h3>\n<p data-start=\"2094\" data-end=\"2207\">FoBs \u09b8\u09ac\u09b8\u09ae\u09df\u0987 \u099a\u09be\u0995\u09b0\u09bf \u09b8\u09c3\u09b7\u09cd\u099f\u09bf \u0995\u09b0\u09c7 \u098f\u09b8\u09c7\u099b\u09c7, \u0995\u09bf\u09a8\u09cd\u09a4\u09c1 \u098f\u0996\u09a8 \u09a4\u09be\u09a6\u09c7\u09b0 \u09b8\u09be\u09ae\u09a8\u09c7 \u098f\u0995 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3 \u09ae\u09c1\u09b9\u09c2\u09b0\u09cd\u09a4: <strong data-start=\"2178\" data-end=\"2207\">\u09b8\u09cd\u09a5\u09ac\u09bf\u09b0\u09a4\u09be \u09a8\u09be\u0995\u09bf \u09b8\u09ae\u09cd\u09aa\u09cd\u09b0\u09b8\u09be\u09b0\u09a3\u0964<\/strong><\/p>\n<p data-start=\"2209\" data-end=\"2300\"><strong data-start=\"2209\" data-end=\"2219\">\u09b8\u09c1\u0996\u09ac\u09b0:<\/strong> \u09b6\u09c0\u09b0\u09cd\u09b7\u09b8\u09cd\u09a5\u09be\u09a8\u09c0\u09df FoBs \u09a6\u09c7\u0996\u09bf\u09df\u09c7 \u09a6\u09bf\u09df\u09c7\u099b\u09c7 \u09af\u09c7 <strong data-start=\"2255\" data-end=\"2300\">\u09b8\u09cd\u0995\u09c7\u09b2 \u0995\u09b0\u09be \u098f\u09ac\u0982 \u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8 \u09ac\u09be\u09dc\u09be\u09a8\u09cb \u2014 \u09b8\u09ae\u09cd\u09ad\u09ac\u0964<\/strong><\/p>\n<p data-start=\"2302\" data-end=\"2353\"><strong data-start=\"2302\" data-end=\"2353\">\u098f\u0987 \u09aa\u09be\u0981\u099a\u099f\u09bf \u09ae\u09c2\u09b2 \u0995\u09cc\u09b6\u09b2\u09c7\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u09a4\u09be \u09ac\u09be\u09b8\u09cd\u09a4\u09ac\u09be\u09df\u09a8\u09af\u09cb\u0997\u09cd\u09af:<\/strong><\/p>\n<h4 data-start=\"2355\" data-end=\"2385\">\u09e7. \u0996\u09be\u09a4\u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u0995 \u09ac\u09c8\u099a\u09bf\u09a4\u09cd\u09b0\u09cd\u09af\u09a4\u09be<\/h4>\n<p data-start=\"2387\" data-end=\"2674\">\u0989\u099a\u09cd\u099a \u09aa\u09be\u09b0\u09ab\u09b0\u09cd\u09ae\u09bf\u0982 FoBs \u09b6\u09c1\u09a7\u09c1\u09ae\u09be\u09a4\u09cd\u09b0 \u09ae\u09c2\u09b2 \u09b6\u09bf\u09b2\u09cd\u09aa\u09c7 \u09b8\u09c0\u09ae\u09be\u09ac\u09a6\u09cd\u09a7 \u09a8\u09be \u09a5\u09c7\u0995\u09c7, \u09a8\u09a4\u09c1\u09a8 \u0996\u09be\u09a4\u09c7 \u09aa\u09cd\u09b0\u09ac\u09c7\u09b6 \u0995\u09b0\u099b\u09c7 \u2014 \u09af\u09c7\u09ae\u09a8: \u098f\u0997\u09cd\u09b0\u09bf-\u099f\u09c7\u0995, \u0987-\u0995\u09ae\u09be\u09b0\u09cd\u09b8, \u09b2\u099c\u09bf\u09b8\u09cd\u099f\u09bf\u0995\u09b8, \u0997\u09cd\u09b0\u09c0\u09a8 \u098f\u09a8\u09be\u09b0\u09cd\u099c\u09bf\u0964 McKinsey \u09a6\u09c7\u0996\u09c7\u099b\u09c7, \u09af\u09be\u09b0\u09be \u09ac\u09c8\u099a\u09bf\u09a4\u09cd\u09b0\u09cd\u09af\u09ae\u09af\u09bc \u0993 \u09aa\u09c7\u09b6\u09be\u09a6\u09be\u09b0 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be\u09aa\u09a8\u09be\u09df \u09ac\u09bf\u09b6\u09cd\u09ac\u09be\u09b8 \u0995\u09b0\u09c7, \u09a4\u09be\u09b0\u09be \u09ac\u099b\u09b0\u09c7 \u20b9\u09ec\u09eb\u09e6\u09e6 \u0995\u09cb\u099f\u09bf\u09b0 \u09ac\u09c7\u09b6\u09bf \u0986\u09af\u09bc \u0995\u09b0\u09a4\u09c7 \u09b8\u0995\u09cd\u09b7\u09ae \u2014 \u09af\u09be \u09ac\u09bf\u09b6\u09be\u09b2 \u0995\u09b0\u09cd\u09ae\u09b6\u0995\u09cd\u09a4\u09bf\u09b0 \u099a\u09be\u09b9\u09bf\u09a6\u09be \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09c7\u0964<\/p>\n<h4 data-start=\"2676\" data-end=\"2705\">\u09e8. \u09a8\u09c7\u09a4\u09c3\u09a4\u09cd\u09ac\u09c7\u09b0 \u09aa\u09c7\u09b6\u09be\u09a6\u09be\u09b0\u09c0\u0995\u09b0\u09a3<\/h4>\n<p data-start=\"2707\" data-end=\"2810\">\u0986\u0997\u09c7 \u09aa\u09b0\u09bf\u09ac\u09be\u09b0\u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u0995 \u09a8\u09bf\u09af\u09bc\u09a8\u09cd\u09a4\u09cd\u09b0\u09a3 \u09aa\u09cd\u09b0\u09ac\u09b2 \u09a5\u09be\u0995\u09b2\u09c7\u0993, \u0986\u09a7\u09c1\u09a8\u09bf\u0995 FoBs \u098f\u0996\u09a8 \u09ac\u09be\u0987\u09b0\u09c7\u09b0 \u0985\u09ad\u09bf\u099c\u09cd\u099e \u09aa\u09c7\u09b6\u09be\u099c\u09c0\u09ac\u09c0\u09a6\u09c7\u09b0 \u09a8\u09bf\u09af\u09c1\u0995\u09cd\u09a4 \u0995\u09b0\u099b\u09c7 \u09af\u09be\u09b0\u09be:<\/p>\n<ul data-start=\"2812\" data-end=\"2909\">\n<li data-start=\"2812\" data-end=\"2835\">\n<p data-start=\"2814\" data-end=\"2835\">\u0995\u09be\u09b0\u09cd\u09af\u0995\u09be\u09b0\u09bf\u09a4\u09be \u09ac\u09be\u09a1\u09bc\u09be\u09af\u09bc<\/p>\n<\/li>\n<li data-start=\"2836\" data-end=\"2871\">\n<p data-start=\"2838\" data-end=\"2871\">\u0986\u09a8\u09cd\u09a4\u09b0\u09cd\u099c\u09be\u09a4\u09bf\u0995 \u09b6\u09cd\u09b0\u09c7\u09b7\u09cd\u09a0 \u0985\u09a8\u09c1\u09b6\u09c0\u09b2\u09a8 \u0986\u09a8\u09c7<\/p>\n<\/li>\n<li data-start=\"2872\" data-end=\"2909\">\n<p data-start=\"2874\" data-end=\"2909\">\u09a6\u0995\u09cd\u09b7 \u09a4\u09b0\u09c1\u09a3\u09a6\u09c7\u09b0 \u09a8\u09bf\u09af\u09bc\u09cb\u0997\u09c7\u09b0 \u09b8\u09c1\u09af\u09cb\u0997 \u09ac\u09be\u09dc\u09be\u09df<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2911\" data-end=\"3026\">McKinsey \u09ac\u09b2\u099b\u09c7, \u09aa\u09c7\u09b6\u09be\u09a6\u09be\u09b0\u09bf\u09a4\u09cd\u09ac\u09c7 \u099a\u09b2\u09be FoBs \u0997\u09c1\u09b2\u09cb\u09a4\u09c7 \u09e7\u09ea% \u09ac\u09c7\u09b6\u09bf \u09ae\u09c2\u09b2\u09a7\u09a8 \u09a6\u0995\u09cd\u09b7\u09a4\u09be \u09a6\u09c7\u0996\u09be \u09af\u09be\u09af\u09bc \u2014 \u09af\u09be \u0986\u09b0\u0993 \u0989\u09a8\u09cd\u09a8\u09af\u09bc\u09a8 \u0993 \u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8\u09c7 \u09b8\u09b9\u09be\u09af\u09bc\u0995\u0964<\/p>\n<h4 data-start=\"3028\" data-end=\"3063\">\u09e9. \u09b8\u09cd\u09a5\u09be\u09a8\u09c0\u09af\u09bc \u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8 \u09b8\u09c3\u09b7\u09cd\u099f\u09bf<\/h4>\n<p data-start=\"3065\" data-end=\"3330\">FoBs \u099b\u09cb\u099f \u09b6\u09b9\u09b0 \u098f\u09ae\u09a8\u0995\u09bf \u0997\u09cd\u09b0\u09be\u09ae\u09c0\u09a3 \u098f\u09b2\u09be\u0995\u09be\u09af\u09bc\u0993 \u0995\u09be\u099c \u0995\u09b0\u09c7, \u09ab\u09b2\u09c7 <strong data-start=\"3114\" data-end=\"3157\">\u09b8\u09be\u09ae\u0997\u09cd\u09b0\u09bf\u0995 \u0993 \u0985\u09a8\u09cd\u09a4\u09b0\u09cd\u09ad\u09c1\u0995\u09cd\u09a4\u09bf\u09ae\u09c2\u09b2\u0995 \u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8<\/strong> \u0997\u09dc\u09c7 \u09a4\u09cb\u09b2\u09c7 \u2014 \u09b0\u09be\u099c\u09b8\u09cd\u09a5\u09be\u09a8\u09c7\u09b0 \u0995\u09be\u09b0\u09bf\u0997\u09b0 \u09a5\u09c7\u0995\u09c7 \u09b6\u09c1\u09b0\u09c1 \u0995\u09b0\u09c7 \u09a4\u09be\u09ae\u09bf\u09b2\u09a8\u09be\u09a1\u09bc\u09c1\u09b0 \u0987\u09b2\u09c7\u0995\u099f\u09cd\u09b0\u09a8\u09bf\u0995\u09cd\u09b8 \u0985\u09cd\u09af\u09be\u09b8\u09c7\u09ae\u09cd\u09ac\u09b2\u09be\u09b0 \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4\u0964 \u098f\u0995\u099f\u09bf \u09ae\u09a7\u09cd\u09af\u09ae FoB \u09b8\u09cd\u09a5\u09be\u09a8\u09c0\u09df\u09ad\u09be\u09ac\u09c7 \u09e7\u09e6\u09e6 \u0995\u09bf\u09ae\u09bf \u098f\u09b2\u09be\u0995\u09be\u09b0 \u09b8\u09ac\u099a\u09c7\u09af\u09bc\u09c7 \u09ac\u09a1\u09bc \u09a8\u09bf\u09af\u09bc\u09cb\u0997\u0995\u09b0\u09cd\u09a4\u09be \u09b9\u09af\u09bc\u09c7 \u0989\u09a0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964<\/p>\n<h4 data-start=\"3332\" data-end=\"3378\">\u09ea. \u09a1\u09bf\u099c\u09bf\u099f\u09be\u09b2 \u09b0\u09c2\u09aa\u09be\u09a8\u09cd\u09a4\u09b0 \u0993 \u09b8\u09cd\u099f\u09be\u09b0\u09cd\u099f\u0986\u09aa \u0987\u09a8\u0995\u09bf\u0989\u09ac\u09c7\u09b6\u09a8<\/h4>\n<p data-start=\"3380\" data-end=\"3408\">\u0985\u0997\u09cd\u09b0\u09b8\u09b0 \u099a\u09bf\u09a8\u09cd\u09a4\u09be\u09a7\u09be\u09b0\u09be\u09b0 FoBs \u098f\u0996\u09a8:<\/p>\n<ul data-start=\"3410\" data-end=\"3505\">\n<li data-start=\"3410\" data-end=\"3446\">\n<p data-start=\"3412\" data-end=\"3446\">\u09a8\u09bf\u099c\u09b8\u09cd\u09ac \u099f\u09c7\u0995 \u09aa\u09cd\u09b2\u09cd\u09af\u09be\u099f\u09ab\u09b0\u09cd\u09ae \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u099b\u09c7<\/p>\n<\/li>\n<li data-start=\"3447\" data-end=\"3474\">\n<p data-start=\"3449\" data-end=\"3474\">D2C \u09ac\u09cd\u09b0\u09cd\u09af\u09be\u09a8\u09cd\u09a1 \u099a\u09be\u09b2\u09c1 \u0995\u09b0\u099b\u09c7<\/p>\n<\/li>\n<li data-start=\"3475\" data-end=\"3505\">\n<p data-start=\"3477\" data-end=\"3505\">\u09a8\u09bf\u099c\u09b8\u09cd\u09ac \u09b8\u09cd\u099f\u09be\u09b0\u09cd\u099f\u0986\u09aa \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u099b\u09c7<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3507\" data-end=\"3592\">\u098f\u0987\u0997\u09c1\u09b2\u09cb \u09a4\u09b0\u09c1\u09a3 \u0987\u099e\u09cd\u099c\u09bf\u09a8\u09bf\u09af\u09bc\u09be\u09b0, \u09a1\u09bf\u099c\u09be\u0987\u09a8\u09be\u09b0, \u09ae\u09be\u09b0\u09cd\u0995\u09c7\u099f\u09be\u09b0 \u0993 AI \u09ac\u09bf\u09b6\u09c7\u09b7\u099c\u09cd\u099e\u09a6\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09a8\u09a4\u09c1\u09a8 \u09aa\u09a5 \u0996\u09c1\u09b2\u09c7 \u09a6\u09c7\u09af\u09bc\u0964<\/p>\n<h4 data-start=\"3594\" data-end=\"3625\">\u09eb. \u09b8\u09be\u09aa\u09cd\u09b2\u09be\u0987 \u099a\u09c7\u0987\u09a8 \u09b8\u09ae\u09cd\u09aa\u09cd\u09b0\u09b8\u09be\u09b0\u09a3<\/h4>\n<p data-start=\"3627\" data-end=\"3732\">FoBs \u09ac\u09b9\u09c1 \u09b8\u0982\u09af\u09c1\u0995\u09cd\u09a4 \u0996\u09be\u09a4\u09c7 \u0995\u09be\u099c \u0995\u09b0\u09c7 \u2014 \u0989\u09ce\u09aa\u09be\u09a6\u09a8, \u09aa\u09b0\u09bf\u09ac\u09b9\u09a8 \u09a5\u09c7\u0995\u09c7 \u0996\u09c1\u099a\u09b0\u09be \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4\u0964 \u098f\u0987 \u099a\u09c7\u0987\u09a8\u0997\u09c1\u09b2\u09cb \u09af\u09a4 \u09ac\u09a1\u09bc \u09b9\u09ac\u09c7, \u09a4\u09a4\u0987 \u09a6\u09b0\u0995\u09be\u09b0 \u09b9\u09ac\u09c7:<\/p>\n<ul data-start=\"3734\" data-end=\"3822\">\n<li data-start=\"3734\" data-end=\"3743\">\n<p data-start=\"3736\" data-end=\"3743\">\u099a\u09be\u09b2\u0995,<\/p>\n<\/li>\n<li data-start=\"3744\" data-end=\"3765\">\n<p data-start=\"3746\" data-end=\"3765\">\u0997\u09c1\u09a6\u09be\u09ae \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be\u09aa\u0995,<\/p>\n<\/li>\n<li data-start=\"3766\" data-end=\"3790\">\n<p data-start=\"3768\" data-end=\"3790\">\u09a1\u09bf\u099c\u09bf\u099f\u09be\u09b2 \u09b8\u09c7\u09b2\u09b8 \u098f\u099c\u09c7\u09a8\u09cd\u099f,<\/p>\n<\/li>\n<li data-start=\"3791\" data-end=\"3822\">\n<p data-start=\"3793\" data-end=\"3822\">\u0995\u09cd\u09b0\u09af\u09bc \u0995\u09b0\u09cd\u09ae\u0995\u09b0\u09cd\u09a4\u09be\u09b8\u09b9 \u0986\u09b0\u0993 \u0985\u09a8\u09c7\u0995\u09c7\u09b0\u0964<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"3829\" data-end=\"3890\">\u09ad\u09be\u09b0\u09a4\u09c7\u09b0 \u09a4\u09b0\u09c1\u09a3 \u09aa\u09cd\u09b0\u099c\u09a8\u09cd\u09ae\u0995\u09c7 \u09aa\u09cd\u09b0\u09b8\u09cd\u09a4\u09c1\u09a4 \u0995\u09b0\u09be \u2013 \u098f\u0987 \u09ac\u09bf\u09aa\u09cd\u09b2\u09ac\u09c7\u09b0 \u099a\u09be\u09b2\u0995 \u09b9\u09a4\u09c7<\/h3>\n<p data-start=\"3892\" data-end=\"3983\">\u09af\u09a6\u09bf FoBs \u09b9\u09df \u09ae\u09be\u099f\u09bf, \u09a4\u09be\u09b9\u09b2\u09c7 <strong data-start=\"3916\" data-end=\"3941\">\u09ad\u09be\u09b0\u09a4\u09c7\u09b0 \u09a4\u09b0\u09c1\u09a3\u09b0\u09be \u09b8\u09c7\u0987 \u09ac\u09c0\u099c<\/strong>, \u09af\u09be \u09b8\u09a0\u09bf\u0995 \u09aa\u09cd\u09b0\u09b8\u09cd\u09a4\u09c1\u09a4\u09bf\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u0985\u0999\u09cd\u0995\u09c1\u09b0\u09bf\u09a4 \u09b9\u09ac\u09c7\u0964<\/p>\n<p data-start=\"3985\" data-end=\"4105\">FoBs-\u098f\u09b0 \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09ce \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0 \u0995\u09b0\u09c7 \u098f\u0987 \u09ac\u09bf\u09b7\u09df\u09c7\u09b0 \u0989\u09aa\u09b0 \u2014 \u09a4\u09b0\u09c1\u09a3\u09b0\u09be \u0995\u09bf \u0995\u09c7\u09ac\u09b2 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0 \u09a8\u09be \u09b9\u09af\u09bc\u09c7 <strong data-start=\"4060\" data-end=\"4088\">\u09b8\u09b9-\u09a8\u09bf\u09b0\u09cd\u09ae\u09be\u09a4\u09be \u098f\u09ac\u0982 \u09b8\u0982\u09b8\u09cd\u0995\u09be\u09b0\u0995<\/strong> \u09b9\u09af\u09bc\u09c7 \u0989\u09a0\u09a4\u09c7 \u09aa\u09be\u09b0\u09ac\u09c7?<\/p>\n<p data-start=\"4107\" data-end=\"4130\"><strong data-start=\"4107\" data-end=\"4130\">\u09a4\u09b0\u09c1\u09a3\u09a6\u09c7\u09b0 \u09b6\u09c7\u0996\u09be \u09a6\u09b0\u0995\u09be\u09b0:<\/strong><\/p>\n<ul data-start=\"4132\" data-end=\"4359\">\n<li data-start=\"4132\" data-end=\"4187\">\n<p data-start=\"4134\" data-end=\"4187\"><strong data-start=\"4134\" data-end=\"4154\">\u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09b0 \u09ae\u09cc\u09b2\u09bf\u0995\u09a4\u09be:<\/strong> \u0985\u09aa\u09be\u09b0\u09c7\u09b6\u09a8, \u09ab\u09bf\u09a8\u09be\u09a8\u09cd\u09b8, \u09b8\u09cd\u099f\u09cd\u09b0\u09cd\u09af\u09be\u099f\u09c7\u099c\u09bf<\/p>\n<\/li>\n<li data-start=\"4188\" data-end=\"4240\">\n<p data-start=\"4190\" data-end=\"4240\"><strong data-start=\"4190\" data-end=\"4209\">\u09a1\u09bf\u099c\u09bf\u099f\u09be\u09b2 \u09a6\u0995\u09cd\u09b7\u09a4\u09be:<\/strong> CRM \u09a5\u09c7\u0995\u09c7 \u09b6\u09c1\u09b0\u09c1 \u0995\u09b0\u09c7 AI \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4<\/p>\n<\/li>\n<li data-start=\"4241\" data-end=\"4287\">\n<p data-start=\"4243\" data-end=\"4287\"><strong data-start=\"4243\" data-end=\"4265\">\u099f\u09c7\u0995\u09b8\u0987 \u099a\u09bf\u09a8\u09cd\u09a4\u09be\u09ad\u09be\u09ac\u09a8\u09be:<\/strong> \u09b8\u09ac\u09c1\u099c \u0993 \u09a8\u09c8\u09a4\u09bf\u0995 \u09ac\u09cd\u09af\u09ac\u09b8\u09be<\/p>\n<\/li>\n<li data-start=\"4288\" data-end=\"4359\">\n<p data-start=\"4290\" data-end=\"4359\"><strong data-start=\"4290\" data-end=\"4312\">\u09a8\u09c7\u09a4\u09c3\u09a4\u09cd\u09ac\u09c7\u09b0 \u09aa\u09cd\u09b0\u099c\u09cd\u099e\u09be:<\/strong> \u09aa\u09a6\u09ac\u09bf\u09b0 \u0993\u09aa\u09b0 \u09a8\u09af\u09bc, \u09af\u09cb\u0997\u09cd\u09af\u09a4\u09be\u09b0 \u0993\u09aa\u09b0 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf \u0995\u09b0\u09c7 \u09a8\u09c7\u09a4\u09c3\u09a4\u09cd\u09ac<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4361\" data-end=\"4502\">McKinsey-\u098f\u09b0 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3 \u09aa\u09b0\u09cd\u09af\u09ac\u09c7\u0995\u09cd\u09b7\u09a3: FoBs-\u098f\u09b0 \u0995\u09be\u09b0\u09cd\u09af\u0995\u09cd\u09b7\u09ae\u09a4\u09be \u09aa\u09cd\u09b0\u099c\u09a8\u09cd\u09ae\u09be\u09a8\u09cd\u09a4\u09b0\u09c7 \u09b9\u09cd\u09b0\u09be\u09b8 \u09aa\u09be\u09af\u09bc \u2014 \u09ae\u09c2\u09b2\u09a4 \u09a8\u09c7\u09a4\u09c3\u09a4\u09cd\u09ac \u0998\u09be\u099f\u09a4\u09bf \u0993 \u09aa\u09cd\u09b0\u09ab\u09c7\u09b6\u09a8\u09be\u09b2 \u0997\u09ad\u09be\u09b0\u09cd\u09a8\u09c7\u09a8\u09cd\u09b8 \u09a8\u09be \u0997\u09cd\u09b0\u09b9\u09a3\u09c7\u09b0 \u09ab\u09b2\u09c7\u0964<\/p>\n<p data-start=\"4504\" data-end=\"4566\"><strong data-start=\"4504\" data-end=\"4566\">\u098f\u099f\u09bf \u09ac\u09cb\u099d\u09be \u0989\u099a\u09bf\u09a4 \u09a6\u09be\u09df \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u09a8\u09af\u09bc \u2014 \u09ac\u09b0\u0982 \u09a8\u09c7\u09a4\u09c3\u09a4\u09cd\u09ac\u09c7\u09b0 \u09b8\u09c1\u09af\u09cb\u0997 \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7\u0964<\/strong><\/p>\n<h3 data-start=\"4573\" data-end=\"4620\">FoBs \u09a6\u09bf\u09df\u09c7 \u09a8\u09c8\u09a4\u09bf\u0995 \u0993 \u0985\u09a8\u09cd\u09a4\u09b0\u09cd\u09ad\u09c1\u0995\u09cd\u09a4\u09bf\u09ae\u09c2\u09b2\u0995 \u09b8\u09ae\u09be\u099c \u0997\u09a0\u09a8<\/h3>\n<p data-start=\"4622\" data-end=\"4723\">FoBs \u09ae\u09c2\u09b2\u09a4 <strong data-start=\"4632\" data-end=\"4652\">\u09ae\u09c2\u09b2\u09cd\u09af\u09ac\u09cb\u09a7-\u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u0995<\/strong>\u0964 \u09a4\u09be\u09b0\u09be \u09a6\u09be\u0981\u09a1\u09bc\u09bf\u09af\u09bc\u09c7 \u0986\u099b\u09c7 <strong data-start=\"4673\" data-end=\"4723\">\u09ac\u09bf\u09b6\u09cd\u09ac\u09be\u09b8, \u0990\u09a4\u09bf\u09b9\u09cd\u09af, \u098f\u09ac\u0982 \u09a6\u09c0\u09b0\u09cd\u0998\u09ae\u09c7\u09af\u09bc\u09be\u09a6\u09bf \u099a\u09bf\u09a8\u09cd\u09a4\u09be\u09b0 \u0989\u09aa\u09b0\u0964<\/strong><\/p>\n<p data-start=\"4725\" data-end=\"4750\">\u09a7\u09b0\u09c7 \u09a8\u09bf\u09a8, \u09af\u09a6\u09bf \u09aa\u09cd\u09b0\u09a4\u09bf\u099f\u09bf FoB:<\/p>\n<ul data-start=\"4752\" data-end=\"4934\">\n<li data-start=\"4752\" data-end=\"4794\">\n<p data-start=\"4754\" data-end=\"4794\">\u09b2\u09bf\u0999\u09cd\u0997-\u09b8\u09ae\u09a4\u09be \u09a8\u09c7\u09a4\u09c3\u09a4\u09cd\u09ac\u09c7 \u09aa\u09cd\u09b0\u09a4\u09bf\u09b6\u09cd\u09b0\u09c1\u09a4\u09bf\u09ac\u09a6\u09cd\u09a7 \u09b9\u09df<\/p>\n<\/li>\n<li data-start=\"4795\" data-end=\"4844\">\n<p data-start=\"4797\" data-end=\"4844\">\u09b8\u09cd\u09a5\u09be\u09a8\u09c0\u09af\u09bc \u09b6\u09bf\u0995\u09cd\u09b7\u09be \u0993 \u09b8\u09cd\u09ac\u09be\u09b8\u09cd\u09a5\u09cd\u09af \u0996\u09be\u09a4\u09c7 \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997 \u0995\u09b0\u09c7<\/p>\n<\/li>\n<li data-start=\"4845\" data-end=\"4888\">\n<p data-start=\"4847\" data-end=\"4888\">\u09b8\u09cd\u09ac\u099a\u09cd\u099b \u09b6\u09be\u09b8\u09a8 \u0993 \u0989\u09a4\u09cd\u09a4\u09b0\u09be\u09a7\u09bf\u0995\u09be\u09b0 \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be \u09a8\u09c7\u09df<\/p>\n<\/li>\n<li data-start=\"4889\" data-end=\"4934\">\n<p data-start=\"4891\" data-end=\"4934\">\u09aa\u09cd\u09b0\u09be\u09a8\u09cd\u09a4\u09bf\u0995 \u099c\u09a8\u0997\u09cb\u09b7\u09cd\u09a0\u09c0\u09b0 \u099c\u09a8\u09cd\u09af \u099a\u09be\u0995\u09b0\u09bf \u09b8\u09c3\u09b7\u09cd\u099f\u09bf \u0995\u09b0\u09c7<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4936\" data-end=\"5050\">\u098f\u0987 \u09b8\u09ac \u0987\u09a4\u09bf\u09ae\u09a7\u09cd\u09af\u09c7\u0987 \u09b6\u09c0\u09b0\u09cd\u09b7\u09b8\u09cd\u09a5\u09be\u09a8\u09c0\u09af\u09bc \u0995\u09bf\u099b\u09c1 FoBs-\u098f \u09a6\u09c7\u0996\u09be \u09af\u09be\u099a\u09cd\u099b\u09c7 \u2014 \u09aa\u09be\u09b0\u09bf\u09ac\u09be\u09b0\u09bf\u0995 \u09b8\u0982\u09ac\u09bf\u09a7\u09be\u09a8, \u09aa\u09c7\u09b6\u09be\u09a6\u09be\u09b0 \u09ac\u09cb\u09b0\u09cd\u09a1 \u098f\u09ac\u0982 \u09a6\u09be\u09a4\u09ac\u09cd\u09af \u09b6\u09be\u0996\u09be\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7\u0964<\/p>\n<p data-start=\"5052\" data-end=\"5122\"><strong data-start=\"5052\" data-end=\"5122\">\u09a8\u09c8\u09a4\u09bf\u0995 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf \u09b8\u09ae\u09cd\u09aa\u09a8\u09cd\u09a8 \u098f\u0995\u099f\u09bf \u09ac\u09cd\u09af\u09ac\u09b8\u09be \u0995\u09c7\u09ac\u09b2 \u099a\u09be\u0995\u09b0\u09bf \u09a8\u09df \u2014 \u09ae\u09b0\u09cd\u09af\u09be\u09a6\u09be \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09c7\u0964<\/strong><\/p>\n<h3 data-start=\"5129\" data-end=\"5188\">\u09ad\u09be\u09b0\u09a4\u09c7\u09b0 \u0995\u09cc\u09b6\u09b2\u0997\u09a4 \u09b8\u09ae\u09cd\u09aa\u09a6 \u2013 <strong data-start=\"5155\" data-end=\"5188\">\u09a4\u09b0\u09c1\u09a3 \u00d7 FoBs = \u0997\u09cd\u09b2\u09cb\u09ac\u09be\u09b2 \u09a8\u09c7\u09a4\u09c3\u09a4\u09cd\u09ac<\/strong><\/h3>\n<p data-start=\"5190\" data-end=\"5203\">\u09ad\u09be\u09b0\u09a4\u09c7\u09b0 \u09b0\u09df\u09c7\u099b\u09c7:<\/p>\n<ul data-start=\"5205\" data-end=\"5301\">\n<li data-start=\"5205\" data-end=\"5258\">\n<p data-start=\"5207\" data-end=\"5258\">\u09ac\u09bf\u09b6\u09cd\u09ac\u09c7\u09b0 \u09ac\u09c3\u09b9\u09a4\u09cd\u09a4\u09ae \u09af\u09c1\u09ac \u099c\u09a8\u0997\u09cb\u09b7\u09cd\u09a0\u09c0 (\u09ec\u09ec% \u09ac\u09df\u09b8 \u09e9\u09eb-\u098f\u09b0 \u09a8\u09bf\u099a\u09c7)<\/p>\n<\/li>\n<li data-start=\"5259\" data-end=\"5301\">\n<p data-start=\"5261\" data-end=\"5301\">\u098f\u09ac\u0982 \u09ac\u09bf\u09b6\u09cd\u09ac\u09c7\u09b0 \u0985\u09a8\u09cd\u09af\u09a4\u09ae \u09ac\u09c3\u09b9\u09ce FoB \u0987\u0995\u09cb\u09b8\u09bf\u09b8\u09cd\u099f\u09c7\u09ae<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"5303\" data-end=\"5348\">\u098f\u0987 \u09a6\u09c1\u0987 \u09b6\u0995\u09cd\u09a4\u09bf\u09b0 \u09b8\u09ae\u09a8\u09cd\u09ac\u09df <strong data-start=\"5324\" data-end=\"5347\">\u09ac\u09bf\u09b6\u09cd\u09ac\u09c7 \u0986\u09b0 \u0995\u09cb\u09a5\u09be\u0993 \u09a8\u09c7\u0987<\/strong>\u0964<\/p>\n<p data-start=\"5350\" data-end=\"5382\">\u098f\u0987 \u09b8\u0982\u09af\u09cb\u0997\u0995\u09c7 \u09b6\u0995\u09cd\u09a4\u09bf\u09b6\u09be\u09b2\u09c0 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09b2\u09c7:<\/p>\n<ul data-start=\"5384\" data-end=\"5552\">\n<li data-start=\"5384\" data-end=\"5423\">\n<p data-start=\"5386\" data-end=\"5423\">\u0989\u09ce\u09aa\u09be\u09a6\u09a8 \u0996\u09be\u09a4\u09c7 \u099a\u09c0\u09a8\u0995\u09c7 \u0985\u09a4\u09bf\u0995\u09cd\u09b0\u09ae \u0995\u09b0\u09be \u09b8\u09ae\u09cd\u09ad\u09ac<\/p>\n<\/li>\n<li data-start=\"5424\" data-end=\"5487\">\n<p data-start=\"5426\" data-end=\"5487\">\u0997\u09cd\u09b2\u09cb\u09ac\u09be\u09b2 \u09b8\u09be\u0989\u09a5-\u098f \u0985\u09a8\u09cd\u09a4\u09b0\u09cd\u09ad\u09c1\u0995\u09cd\u09a4\u09bf\u09ae\u09c2\u09b2\u0995 \u0989\u09a6\u09cd\u09af\u09cb\u0997\u09c7 \u09a8\u09c7\u09a4\u09c3\u09a4\u09cd\u09ac \u0997\u09cd\u09b0\u09b9\u09a3 \u09b8\u09ae\u09cd\u09ad\u09ac<\/p>\n<\/li>\n<li data-start=\"5488\" data-end=\"5552\">\n<p data-start=\"5490\" data-end=\"5552\">\u09ae\u09be\u09a8\u09ac-\u0995\u09c7\u09a8\u09cd\u09a6\u09cd\u09b0\u09bf\u0995, \u09aa\u09b0\u09bf\u09ac\u09be\u09b0-\u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u0995 \u09a8\u09a4\u09c1\u09a8 \u09aa\u09c1\u0981\u099c\u09bf\u09ac\u09be\u09a6 \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be \u09b8\u09ae\u09cd\u09ad\u09ac<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"5554\" data-end=\"5669\">\u0987\u09a4\u09bf\u09ae\u09a7\u09cd\u09af\u09c7\u0987 \u0986\u09a8\u09cd\u09a4\u09b0\u09cd\u099c\u09be\u09a4\u09bf\u0995 \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997\u0995\u09be\u09b0\u09c0\u09b0\u09be \u09ad\u09be\u09b0\u09a4\u09c7\u09b0 FoBs-\u0995\u09c7 \u0995\u09c7\u09ac\u09b2 \u0986\u09af\u09bc \u09a8\u09df, \u09a4\u09be\u09a6\u09c7\u09b0 \u09b8\u09cd\u09a5\u09bf\u09a4\u09bf\u09b6\u09c0\u09b2\u09a4\u09be \u0993 \u09a6\u09c0\u09b0\u09cd\u0998\u09ae\u09c7\u09af\u09bc\u09be\u09a6\u09bf \u09aa\u09cd\u09b0\u09a4\u09bf\u09a6\u09be\u09a8\u09c7 \u0986\u0997\u09cd\u09b0\u09b9\u09c0\u0964<\/p>\n<h3 data-start=\"5676\" data-end=\"5711\">\u0989\u09aa\u09b8\u0982\u09b9\u09be\u09b0: \u098f\u0995\u099f\u09bf \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09a4\u09c7\u09b0 \u09b0\u09c2\u09aa\u09b0\u09c7\u0996\u09be<\/h3>\n<p data-start=\"5713\" data-end=\"5838\">Family-Owned Business \u0995\u09cb\u09a8\u09cb \u0985\u09a4\u09c0\u09a4\u09c7\u09b0 \u0985\u09ac\u09b6\u09bf\u09b7\u09cd\u099f \u09a8\u09af\u09bc\u0964<br data-start=\"5759\" data-end=\"5762\" \/>\u098f\u0997\u09c1\u09b2\u09cb <strong data-start=\"5768\" data-end=\"5805\">\u09ad\u09be\u09b0\u09a4\u09c7\u09b0 \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09a4\u09c7\u09b0 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf \u0997\u09a1\u09bc\u09be\u09b0 \u099c\u09ae\u09bf<\/strong> \u2014 \u09af\u09a6\u09bf \u09b8\u09a0\u09bf\u0995\u09ad\u09be\u09ac\u09c7 \u09aa\u09b0\u09bf\u099a\u09b0\u09cd\u09af\u09be \u0995\u09b0\u09be \u09b9\u09af\u09bc\u0964<\/p>\n<p data-start=\"5840\" data-end=\"5872\">\u099a\u09b2\u09c1\u09a8 \u098f\u0995 \u09ad\u09be\u09b0\u09a4 \u0995\u09b2\u09cd\u09aa\u09a8\u09be \u0995\u09b0\u09bf, \u09af\u09c7\u0996\u09be\u09a8\u09c7:<\/p>\n<ul data-start=\"5874\" data-end=\"6057\">\n<li data-start=\"5874\" data-end=\"5945\">\n<p data-start=\"5876\" data-end=\"5945\">\u09aa\u09cd\u09b0\u09a4\u09cd\u09af\u09a8\u09cd\u09a4 \u0985\u099e\u09cd\u099a\u09b2\u09c7\u09b0 \u09a4\u09b0\u09c1\u09a3\u09b0\u09be FoBs-\u0995\u09c7 \u09a8\u09c7\u09a4\u09c3\u09a4\u09cd\u09ac\u09c7\u09b0 \u09aa\u09cd\u09b2\u09cd\u09af\u09be\u099f\u09ab\u09b0\u09cd\u09ae \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u09a6\u09c7\u0996\u099b\u09c7<\/p>\n<\/li>\n<li data-start=\"5946\" data-end=\"6003\">\n<p data-start=\"5948\" data-end=\"6003\">\u09aa\u09b0\u09bf\u09ac\u09be\u09b0\u0997\u09c1\u09b2\u09cb \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8\u0995\u09c7 \u09ad\u09af\u09bc \u09a8\u09df, \u09b6\u0995\u09cd\u09a4\u09bf \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u0997\u09cd\u09b0\u09b9\u09a3 \u0995\u09b0\u099b\u09c7<\/p>\n<\/li>\n<li data-start=\"6004\" data-end=\"6057\">\n<p data-start=\"6006\" data-end=\"6057\">\u09aa\u09cd\u09b0\u09a4\u09bf\u099f\u09bf \u099a\u09be\u0995\u09b0\u09bf \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af, \u09b8\u0982\u09b8\u09cd\u0995\u09c3\u09a4\u09bf \u098f\u09ac\u0982 \u09a8\u09c0\u09a4\u09bf\u09a4\u09c7 \u09aa\u09c2\u09b0\u09cd\u09a3<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"6059\" data-end=\"6169\">\u098f\u0987\u09b0\u0995\u09ae \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09a4\u09c7 \u099a\u09be\u0995\u09b0\u09bf \u09b9\u09ac\u09c7 \u09a8\u09be \u0995\u09c7\u09ac\u09b2 \u09b8\u0982\u0996\u09cd\u09af\u09be\u09b0 \u09ac\u09bf\u09b7\u09df \u2014 <strong data-start=\"6107\" data-end=\"6169\">\u09ac\u09b0\u0982 \u098f\u099f\u09bf \u09b9\u09ac\u09c7 \u098f\u0995 \u09aa\u09cd\u09b0\u099c\u09a8\u09cd\u09ae \u09a5\u09c7\u0995\u09c7 \u0986\u09b0\u09c7\u0995 \u09aa\u09cd\u09b0\u099c\u09a8\u09cd\u09ae\u09c7\u09b0 \u09ae\u09be\u099d\u09c7 \u09b8\u09c7\u09a4\u09c1\u09ac\u09a8\u09cd\u09a7\u09a8\u0964<\/strong><\/p>\n<p data-start=\"6171\" data-end=\"6306\">FoBs \u09aa\u09cd\u09b0\u09b8\u09cd\u09a4\u09c1\u09a4\u0964<br data-start=\"6185\" data-end=\"6188\" \/>\u09a4\u09b0\u09c1\u09a3\u09c7\u09b0\u09be \u0986\u0997\u09cd\u09b0\u09b9\u09c0\u0964<br data-start=\"6203\" data-end=\"6206\" \/>\u09b8\u09ae\u09df \u09b9\u09df\u09c7\u099b\u09c7 \u098f\u0987 \u09a6\u09c1\u0987\u0995\u09c7 \u09af\u09c1\u0995\u09cd\u09a4 \u0995\u09b0\u09c7 <strong data-start=\"6235\" data-end=\"6306\">\u098f\u0995\u099f\u09bf \u09a8\u09a4\u09c1\u09a8 \u09ad\u09be\u09b0\u09a4 \u09a8\u09bf\u09b0\u09cd\u09ae\u09be\u09a3 \u0995\u09b0\u09be\u09b0 \u2014 \u098f\u0995 \u099a\u09be\u0995\u09b0\u09bf, \u098f\u0995 \u0986\u0987\u09a1\u09bf\u09af\u09bc\u09be, \u098f\u0995 \u09aa\u09b0\u09bf\u09ac\u09be\u09b0 \u09a6\u09bf\u09df\u09c7\u0964<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u09ad\u09c2\u09ae\u09bf\u0995\u09be: \u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u0985\u09b0\u09cd\u09a5\u09a8\u09c0\u09a4\u09bf\u09b0 \u0985\u09a8\u09cd\u09a4\u09b0\u09cd\u09a8\u09bf\u09b9\u09bf\u09a4 \u0985\u09aa\u09be\u09b0 \u09b6\u0995\u09cd\u09a4\u09bf \u09ad\u09be\u09b0\u09a4\u09c7\u09b0 \u09b6\u09c0\u09b0\u09cd\u09b7 \u0995\u09b0\u09cd\u09aa\u09cb\u09b0\u09c7\u099f \u0993 \u09aa\u09cd\u09b0\u09af\u09c1\u0995\u09cd\u09a4\u09bf\u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u0995 \u09b8\u09cd\u099f\u09be\u09b0\u09cd\u099f\u0986\u09aa\u0997\u09c1\u09b2\u09cb\u09b0 \u099d\u09b2\u09ae\u09b2\u09c7 \u09ac\u09bf\u099c\u09cd\u099e\u09be\u09aa\u09a8\u0997\u09c1\u09b2\u09cb\u09b0 \u0986\u09a1\u09bc\u09be\u09b2\u09c7 \u098f\u0995\u099f\u09bf \u09a8\u09bf\u0983\u09b6\u09ac\u09cd\u09a6, \u0997\u09ad\u09c0\u09b0\u09ad\u09be\u09ac\u09c7 \u09aa\u09cd\u09b0\u09cb\u09a5\u09bf\u09a4 \u098f\u09ac\u0982 \u09ac\u09bf\u09b8\u09cd\u09ae\u09af\u09bc\u0995\u09b0\u09ad\u09be\u09ac\u09c7 \u09b6\u0995\u09cd\u09a4\u09bf\u09b6\u09be\u09b2\u09c0 \u09b6\u0995\u09cd\u09a4\u09bf \u0995\u09be\u099c \u0995\u09b0\u09c7 \u09af\u09be\u099a\u09cd\u099b\u09c7 \u2014 \u098f\u099f\u09bf \u09b9\u09b2\u09cb Family-Owned Business (FoB), \u0985\u09b0\u09cd\u09a5\u09be\u09ce \u09aa\u09be\u09b0\u09bf\u09ac\u09be\u09b0\u09bf\u0995 \u09ae\u09be\u09b2\u09bf\u0995\u09be\u09a8\u09be\u09a7\u09c0\u09a8 \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u0964 \u09aa\u09cd\u09b0\u09be\u09af\u09bc\u0987 \u098f\u0995\u09c7 \u09aa\u09cd\u09b0\u09be\u099a\u09c0\u09a8 \u09a7\u09be\u0981\u099a \u09ac\u09be \u0990\u09a4\u09bf\u09b9\u09cd\u09af\u09ac\u09be\u09b9\u09c0 \u0995\u09be\u09a0\u09be\u09ae\u09cb \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u0985\u09ac\u09b9\u09c7\u09b2\u09be \u0995\u09b0\u09be \u09b9\u09af\u09bc, \u0995\u09bf\u09a8\u09cd\u09a4\u09c1 \u09ac\u09be\u09b8\u09cd\u09a4\u09ac\u09c7 FoBs-\u0987 \u09ad\u09be\u09b0\u09a4\u09c7\u09b0 \u0985\u09b0\u09cd\u09a5\u09a8\u09c0\u09a4\u09bf\u09b0 \u098f\u0995 \u09a8\u09bf\u0983\u09b6\u09ac\u09cd\u09a6 \u09a8\u09be\u09af\u09bc\u0995\u0964 [&hellip;]<\/p>\n","protected":false},"author":51,"featured_media":59595,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2881],"tags":[2655],"class_list":["post-59594","post","type-post","status-publish","format-standard","has-post-thumbnail","category-new-india","tag-bulletsin"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u09ab\u09cb\u09b0\u09cd\u09ac\u09b8: \u09ad\u09be\u09b0\u09a4\u09c7\u09b0 \u09a8\u09c0\u09b0\u09ac \u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8 \u0987\u099e\u09cd\u099c\u09bf\u09a8 - \u09af\u09c1\u09ac-\u09a8\u09c7\u09a4\u09c3\u09a4\u09cd\u09ac\u09be\u09a7\u09c0\u09a8 \u09ac\u09c3\u09a6\u09cd\u09a7\u09bf\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u0995\u099f\u09bf \u0998\u09cb\u09b7\u09a3\u09be\u09aa\u09a4\u09cd\u09b0 | BulletsIn - CliQ INDIA Bengali<\/title>\n<meta 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